Guide · 2026-10-04

Akiya bank in Kyoto: how to search it in English, relocation subsidies and hazard checks (2026)

Short answer: "Akiya in Kyoto" means two different things. Outside the city, Kyoto Prefecture runs an akiya bank on its relocation portal Kyoto and Tomorrow (今日と明日) covering five areas of the prefecture, in Japanese only. Inside Kyoto City, old wooden townhouses (kyomachiya) are bought through ordinary agents and are governed by a city ordinance that requires advance notice before demolition, plus special minpaku rules if you hope to run a short-term rental. The hazards to check are different in each place too: landslide zones in the hills and mountains, and in the north of the prefecture snow loads that are among the highest in the prefecture's own building standards. For all of them, the first step is the same: search with 空き家バンク, 売買 and 賃貸, then read the conditions on the municipality's own page.

Where Kyoto's akiya listings are

The prefectural akiya bank. The prefecture's relocation portal Kyoto and Tomorrow hosts the akiya bank, run by the prefecture together with municipalities and aimed at introducing houses to people moving in, particularly in "relocation promotion special zones" where communities actively welcome newcomers. You can search by five areas: Nantan, Tango, Chutan, Kyoto City and Otokuni, and Yamashiro. Filters include price, floor area and features such as attached farmland or pet-friendly status. Before you see property information you must read and accept preliminary consent terms, so read them rather than clicking through. The prefecture's Regional Policy Division offers free consultation by phone, email and online (075-414-4513). The pages reviewed show no English interface.

Municipal and association sites. Many Kyoto municipalities run their own akiya banks, and the sites of real estate agents and the national akiya banks (At Home and LIFULL HOME'S) carry additional listings. The structure is the same everywhere: the municipality introduces and the private owner sells (see akiya bank conditions for foreigners).

Kyoto City machiya. These are not typically an "akiya bank" matter. They are sold by agents on the open market, so the usual due diligence applies: the important matters explanation and the questions to ask the agent.

Searching Kyoto in English: what to type

Kyoto City: the kyomachiya demolition notice

Kyoto City's English page on protecting kyomachiya describes a kyomachiya as a wooden building constructed before 1950 with characteristic features such as a passage garden, courtyards and a distinctive roof. The City of Kyoto Kyomachiya Preservation and Succession Ordinance, enacted in November 2017, created a system that allows the city to identify houses at risk before they are demolished. The city designates both districts with many kyomachiya and individual houses, and says designation gives access to support programmes such as renovation subsidies and consultation services.

For a buyer the key point is in the demolition rules. For a designated kyomachiya, the owner must notify the city up to one year before starting demolition, and the demolition contractor must confirm that the notice has been given. Demolishing without notice can lead to a fine of up to ¥50,000. For other kyomachiya the city asks owners to submit a notification before demolition, with different enforcement. The page does not define the age cut-off beyond what the about-page says and refers questions to the Machiya Preservation and Succession Division (075-222-3503). So, before you buy a townhouse intending to knock it down, ask whether it is designated, how old it is, and what the notice period means for your timeline. A machiya on a narrow alley can also be a house that cannot be rebuilt if demolished; see saikenchiku fuka and, for old timber houses in general, the pre-1981 seismic guide.

Planning a minpaku in Kyoto? Check before you buy

Kyoto City's minpaku page says that in exclusively residential zones, housing accommodation business can operate only from noon on 15 January to noon on 16 March, on top of the national cap of 180 days a year. Where the owner is not on site, an on-site manager must be able to arrive within about ten minutes on foot, roughly 800 metres from the property. Those rules change the economics of a machiya purchased on a rental-income assumption, so confirm the zone of the exact address and the current rules directly with the city's accommodation business desk (075-748-1313). Akiya banks elsewhere often ban short-term rental outright; see our conditions guide.

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Relocation and renovation support

The prefecture's Move to Kyoto page describes an ordinance, in force until 31 March 2029, that provides three kinds of help in designated relocation promotion zones: tax reductions for migrants who use vacant properties, subsidies for property activation, and relief from interest burdens on financing. It also supports municipalities that draw up their own plans for receiving migrants. The practical consequence is that support depends on whether the town you pick is in a designated zone, so ask the municipality which zone and which scheme applies to your house, and whether the akiya bank is a prerequisite. The page reviewed does not discuss nationality.

The national relocation support fund works as in other prefectures (Cabinet Office): up to ¥1,000,000 for a household and ¥600,000 for a single person, with up to ¥1,000,000 more per child under 18, for people who lived in or commuted to Tokyo's 23 wards for five of the last ten years and take a qualifying job or start a business. It is paid through the municipality, has a five-year stay expectation and a repayment rule, and the page does not mention nationality. For kyomachiya, the city's separate renovation subsidy and consultation for designated houses applies; the amounts are on the city's pages and change by year.

Hazards specific to Kyoto

Landslides: the prefecture's maps

Kyoto Prefecture publishes landslide warning zone information at pref.kyoto.jp/dosyashitei. The page (updated 15 December 2025 when reviewed) offers an integrated GIS map of designated areas and lets you find sites where the basic survey is complete and designation is planned, with the caveat that it may take several months for a new designation to appear on the map. That caveat is a good reason to ask the agent, and the municipality, about a hillside lot even if the map shows nothing yet. The prefecture's separate landslide alert system shows real-time danger levels by area using rainfall radar and soil moisture, in Japanese only; it is for monitoring rain events rather than for choosing a house, but it shows which slopes the prefecture watches. On a hillside lot, also read the retaining wall and cliff guide, and for the lower-lying parts of the Kyoto basin and river valleys use the flood layers on the national map (how to read it).

Snow in the north: design snow depths

The prefecture's building standards page on 垂直積雪量 sets design snow depths by municipality, and the contrast is striking. Kyotango City is listed at 1.5 m in the heavy-snow zone (30 N/m² or more); Fukuchiyama varies by district between 0.5 m, 0.9 m and 1.1 m; Nantan runs from 0.3 m to 1.5 m, with parts of the former Miyama town at 1.5 m; Miyazu is mostly 1.1 m, with some neighbourhoods at 1.5 m; and southern municipalities are generally 0.3 m. In practice, a house in the north of the prefecture was designed to carry several times the snow of one in the south. An old akiya that nobody has cleared for years is a different matter: ask who clears the roof, whether there are signs of sagging or leaks, and what it costs. See the inspection guide.

Local checks before you buy in Kyoto

Checklist for a Kyoto akiya

FAQ

Where is Kyoto Prefecture's akiya bank?

On the prefecture's relocation portal, Kyoto and Tomorrow (kyoto-iju.jp/akiya_bank). Properties can be searched by five areas (Nantan, Tango, Chutan, Kyoto City and Otokuni, Yamashiro) and by conditions such as price, floor area and attached farmland. Users must accept preliminary consent terms first, and the pages reviewed are in Japanese only.

What is a kyomachiya and why does it matter when buying?

Kyoto City describes a kyomachiya as a traditional wooden townhouse built before 1950. A 2017 city ordinance requires owners of designated kyomachiya to notify the city one year before starting demolition, and Kyoto City says designation opens access to renovation subsidies and consultation. Check whether a house is designated before assuming you can demolish and rebuild.

Can I run a minpaku in a Kyoto house?

Kyoto City restricts housing accommodation business in exclusively residential zones to the period from noon on 15 January to noon on 16 March, with a statutory cap of 180 days a year, and requires on-site management reachable within about 10 minutes on foot (roughly 800 m) when the owner is absent. Confirm the current rules with the city before you buy a house for this purpose.

Does northern Kyoto get heavy snow?

The prefecture's design snow depths show it: Kyotango is set at 1.5 m in the heavy-snow zone, parts of Fukuchiyama and Nantan at 1.1 m to 1.5 m, while southern municipalities are generally 0.3 m. Check the figure for the exact address on the prefecture's building standards page.

Is there relocation money in Kyoto?

Kyoto Prefecture's relocation ordinance, effective until 31 March 2029, provides for tax reductions, subsidies and interest-burden relief in designated relocation promotion zones, and the national relocation support fund exists for people moving from Tokyo's 23 wards. Neither page reviewed mentions foreign nationals, so ask the municipality.

Sources: Kyoto Prefecture, Kyoto and Tomorrow akiya bank, Move to Kyoto ordinance page, landslide warning zone information page, landslide alert system and 垂直積雪量 page; Kyoto City, kyomachiya preservation pages (English about and demolition pages) and minpaku page; Cabinet Office 移住支援金 page. Rules and subsidies are revised often: confirm with the municipality. Related guides: Okayama, Shizuoka, can foreigners buy an akiya.

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This guide is general information based on public sources cited above. It is not legal, tax, or real-estate brokerage advice. Confirm every item for a specific property with the agent, the municipality, and licensed professionals.